
All Real Estate Agents Are Not Created Equally! What would you think of a major university if only 2% of its graduates were able to perform the job they were supposedly trained for? Would you want to invest thousands of dollars to send your kids there? Would you encourage your kids to choose real estate as a career if you knew that 98% of all the people who have ever entered the business — smart people — college educated, mature adults — failed miserably within a couple of years no matter how hard they worked and in spite of investing thousands of dollars in additional education, training, tools, and equipment? Would you hire a first or second year law student to represent you in court and pay them the same amount of money that you'd pay to a professional litigator with years of experience and a proven track record of success? — No sane person would do this. Yet, each year, millions of home buyers pay thousands of dollars more for their homes than necessary, and thousands of dollars in real estate commissions to real estate agents with little or no experience who may actually know less about purchasing real estate than they do. This happens because the real estate brokerage business, courtesy of the National Association of REALTORS®, promotes the deception that all of its members possess the required knowledge to represent the real estate interests of consumers. And real estate companies promote the idea that all of their buyer side services are "Free" because the commission is paid by the seller. You've seen the commercials and heard the line, "Call a REALTOR®" right? But what if you knew that by calling a REALTOR® you only stood about a 2% chance of getting in touch with a REALTOR® that had any ability to actually help you get a GREAT DEAL on a real estate investment? Would you call just any old REALTOR® then? You may have seen the Century 21 commercial where the client turns gratefully to her REALTOR® thanking her profusely for showing her over 30 homes, as if that were worth the thousands of dollars more she probably paid for her new home purchase because her agent was a great Tour Guide. At the end of the commercial, what I want to know is: Yeah so her agent showed her 30 homes, but did she get a GREAT DEAL on the home she bought? Of course, they don't mention anything about getting a GREAT DEAL because the point of the commercial is to show how hard the agent worked as a Tour Guide. Is that what you want from YOUR agent? A great Tour Guide? The sad truth is, the bar for entry into the real estate business is set so low that almost anyone who can fog a mirror and write their name stands a very good chance of obtaining their real estate license with as little as one week of education and a few hundred dollars. A few hundred dollars more to join the National Association of REALTORS® and presto! They're a REALTOR®! Able to claim the same expertise and charge the same amount as REALTORS® with years of experience and hundreds if not thousands of transactions to their credit. Even so, endless studies have shown that when asked if they thought their agent did a good job for them, about 75% of all consumers of real estate services answer yes. Although that's a good thing, would you buy a car or a TV from a manufacturer if you knew that 25% of the products they produced turned out to be junk? It's our belief that this occurs in real estate primarily because most people don't purchase real estate often. Therefore, they go into the real estate investment experience armed with very little knowledge about how the real estate brokerage business works and even less knowledge about how to choose an agent to work with. The usual practice is to either choose to work with a friend, relative, or just someone they know with a real estate license, or show up at the door of a local franchise and assume that everyone who works there must know what they're doing. What they don't know is that 98% of the time, they will wind up with an agent who is a great Tour Guide but not necessarily a great Real Estate Investor. Assuming the cost of hiring either agent is the same, which one would you choose? The Tour Guide or the Real Estate Investor? Let's look at it another way. It's extremely likely that the Real Estate Investor can also easily be a great Tour Guide. On the other hand, there's less than a 2% chance that a great Tour Guide will ever be a great Real Estate Investor. Choose Wisely . . . |
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 I Will Save You Thousands Of Dollars When You Buy Real Estate I’m an expert negotiator beginning my 26th year in real estate. Using superior negotiating skills, I recently saved a client thirty five thousand dollars off what they were willing to pay for their home. As a result of my efforts, over the course of their ownership, this client will save over $165,000.00 in interest alone if they pay their loan to term. I can achieve the same outcome for you! Over the course of my career, I've personally purchased and sold hundreds of properties, using my own money, with an average return on investment of over 42%. I've represented thousands of Buyer's over the years, saving them untold thousands of dollars over the course of their property ownership through superior negotiation skills developed over a lifetime of real estate investing. No investor in a CIDM property has ever lost a penny of their investment in any real estate opportunity they've participated in with me for the entire time I've been in business. Few companies in any industry can make that claim. My record of success leaves little doubt that I adhere to the highest standards, ethics, and integrity, of any company you're likely to encounter, in any industry. Unparalleled Investment Advice And A Rebate Too!
I’m currently offering rebates to clients who choose to purchase real estate through me. The rebate isn’t based on a percentage of the purchase price of real estate, or commissions being offered by the seller. So Buyer’s of higher priced real estate aren’t penalized simply because they have more money. Real estate transactions typically take about the same amount of time and effort to locate and close regardless of the purchase price. Therefore, my rebate program is simply based upon how much time I spend locating and closing your transaction, similar to how someone would typically pay any other contractor for their services. In the Buyer Rebate Example, I'm making the assumption that a typical real estate transaction takes about 40 hours from beginning to settlement. This is consistent with what I've observed from my own transactions over the years. In the rare event that a transaction requires a lot more time to find and close (Such as a foreclosure or short sale transaction) the amount that I receive is capped at the amount of the fee being offered, less $1,000.00 on transactions where the rebate amount would have normally been more than $1,000.00. This ensures that every client gets a rebate of some amount at settlement, without exceeding the total fee being offered.
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Put my real estate investing skill to work for you today and save tens of thousands of dollars on your next real estate purchase! To get started, E-mail me or call me Toll Free, 24 hours a day, 7 days a week! Smart Buyer's Choose CIDM To Assist Them When They Buy Real Estate - Smart Buyer's take a little time to educate themselves about REALTORS® and the current status of the real estate market before beginning their search for real estate to buy.
- Smart Buyer's know that even though it appears that the Seller is paying the real estate brokerage commission, they may in fact actually be financing the entire commission which is included in the purchase price of the property they buy, depending on the terms and price they were able to negotiate on the transaction in comparison to similar recently sold properties.
- Smart Buyer's know that they owe no duty to pay thousands of dollars more for their home ownership just because a friend or relative happens to have a real estate license.
- Smart Buyer's know that choosing a "Tour Guide" type REALTOR® or an inexperienced real estate agent to represent them, will cost them thousands upon thousands of dollars more in interest, taxes, and insurance than the commission amount they see on their settlement statement at closing.
For more information on how I can save you thousands of dollars on your next real estate purchase, please call me at any time, Toll Free, 24/7 at (800) 695-5474. If it's after business hours when you call, leave me a message and I'll return your call the next business day. Or contact me by E-mail using the form at the bottom of this page.
Is This Really A Good Time To Buy Real Estate? That depends. With many properties selling for below their cost of replacement value and interest rates at historic lows, West Michigan is currently experiencing the best market for purchasing real estate in at least the last 20 years if not longer. If you sincerely feel that you're current employment is relatively secure and you don't anticipate moving again for at least three to five years, then the answer is definately YES! On the other hand, if you sincerely feel uncertain about your future or you're unsure if you want to remain in West Michigan for the long term, then renting may be a more viable option for you at this time. The "Employment Rate" Is Still Better Than 85% . . . Like most areas of the country, West Michigan's real estate market has been affected by the State and National economy. The bright side is (and what you won't hear from the corporate media unfortunately) is that more than 85% of eligable workers - are still working! Yes, no matter what happens with the economy in the future, people will still need food, clothing, a place to live, transportation, health care, and many other essential products and services. In other words, no matter what our current economic situation is at any given moment, today has arrived, night will come, and tomorrow will dawn again, with each day presenting new opportunities and challenges - for all of us. Footnotes * (a) Client must have executed an exclusive Buyer Broker Agreement with CIDM in advance of being shown prospective properties for purchase. (b) The property owner or real estate company representing the owner, must be offering to pay a Buyer Broker fee to CIDM for introducing our client to the property being purchased. (c) The amount of the rebate received by CIDM's client at closing is conditioned upon the amount of the fee being offered to cooperating Brokers by the selling party, the purchase price negociated for our client, and the level of service chosen by clients contracting with CIDM. For a free quote Call Toll Free: (800) 695-5474. |
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 We've slashed our normal pricing in half in order to help all of our Buyer clients receive More Cash at settlement!

The Rent To Own Option Even when the economy is growing rapidly many Americans find themselves in temporary financial distress due to circumstances beyond their control. Job loss, a death in the family, catastrophic illness, divorce, etc. are all common causes of unforeseen financial distress. Long before the current real estate bubble burst dumping millions of foreclosed homes onto the market, foreclosure and financial distress were happening all around you. It just wasn't as obvious as it is now. Suddenly foreclosed real estate has become a fixture on every nightly news report and a front page story in every newspaper and blog published in America. The amount of misinformation currently being tossed about from every source is mind bending. Over the years renting to own has been a viable option for many of my clients. I've been investing in foreclosed real estate for 26 years. Upon acquisistion, each property I buy is evaluated for its potential as a rent to own property. If it meets my criteria, the property is restored and returned to the market for purchase with rent to own terms. Not every property is a good candidate for rent to own terms but many are. If you're having difficulty qualifying for a loan because of a temporary financial setback, and you're sure you want to remain in West Michigan for at least the next three to five years, and you want to take advantage of the great prices on homes available now, and you have a little cash for a down payment, you are a possible candidate for rent to own terms. For complete details on how you can take advantage of current market pricing with rent to own terms, please E-mail me or call me Toll Free at (800) 695-5474. |
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